About Insify

We are a start-up offering an end-to-end digital insurance platform focussing solely on European entrepreneurs and SMEs. We offer the best insurance to our customers thanks to our focus on user experience, our leading underwriting services, and our expertise in data. In short, we’ve made getting insured quick, transparent and simple.

We know how to innovate - our team of seasoned entrepreneurs has built a host of successful businesses in fintech and e-commerce (HelloFresh, Bloomon and SumUp to name a few!).

We’ve already raised over €25M in funding from leading investors (Accel Ventures, Frontline Ventures, Visionaries Club, Nico Rosberg, etc.), who love what we do and see the potential for a revolution in digital insurance.

We started our journey in the Netherlands and with our mission to make business insurance fast, simple and fair we have been able to have a significant impact on that market. Since last year we also serve customers in France and Germany, and are rapidly expanding across the rest of Europe!

How we work

At Insify, our culture is built on four core values: grit, impact, care, and entrepreneurship. We embody grit by facing challenges head-on and persisting where others might fail. Our unwavering belief in our mission drives us to overcome obstacles and ensure our customers are always well-covered.

We are dedicated to making a positive impact in our customers' lives, earning their trust every day. Our commitment to care ensures that we prioritize our customers' needs and well-being in everything we do.

Entrepreneurship fuels our innovation—we challenge industry norms, move quickly, and embrace new ideas without fear of failure. We think bigger and aim higher, achieving more than anyone else in the process.

After careful consideration and extensive discussions, we made the decision to adopt a pro-office approach. We understand this may not be for everyone, but we are committed to creating a strong community and moving quickly to innovate and serve our customers better.

As an employee, you will find that collaboration and innovation flourish in our workspace, where spontaneous interactions and casual conversations often spark creative breakthroughs. These "water cooler" moments and impromptu brainstorming sessions are integral to our dynamic culture, allowing for quick feedback and efficient problem-solving.

Joining Insify means becoming part of a community where shared experiences, from team lunches to collaborative meetings, foster a sense of belonging that is difficult to replicate in a virtual setting. For new hires, the office environment is especially crucial; you will benefit from observing and learning directly from your colleagues, accelerating your onboarding and integration into our team.

If you're ready to join a team that embodies grit, makes a meaningful impact, cares deeply for our customers, and embraces an entrepreneurial spirit, we invite you to apply and become part of our innovative journey at Insify.

What you will be doing

As a Medical Underwriter, you will play a key role in evaluating applications for disability insurance from a medical and technical perspective, ensuring compliance with underwriting guidelines, and supporting product development. This position is critical for delivering accurate, fair, and timely decisions to serve the interests of our customers and our business.

Medical Underwriting:

• Evaluate individual disability insurance applications based on medical, technical and occupational risk factors.
• Analyze medical reports, case files, and additional documentation to assess risk levels.
• Ensure adherence to underwriting policies, guidelines, and regulatory requirements.

Team Collaboration:

• Work closely with medical advisors, medical support agents, external medical professionals, the operations and product teams, as well as external partners to streamline processes.
• Provide medical risk insights to cross-functional teams to improve product offerings.
• Collaborate with claims teams on cases requiring medical expertise.

Process Development:

• Assist in developing and implementing efficient medical underwriting processes and procedures.
• Contribute to automation and digital innovation in underwriting workflows.

Customer Experience:

• Communicate underwriting decisions effectively and empathetically to customers and stakeholders.
• Support initiatives to improve customer satisfaction and turnaround times.

Regulatory Compliance:

• Stay informed about relevant legal and medical guidelines in the Dutch disability insurance market.
• Ensure full compliance with industry standards and Insify’s internal policies.

What you'll need

Experience and Skills:

• Proven experience (3+ years) as a medical underwriter, preferably in disability insurance or similar product lines.
• Strong knowledge of the Dutch AOV disability insurance market and regulatory environment.
• Familiarity with medical terminology, occupational risks, and underwriting practices of leading market players. Familiarity with Swiss Re Life Guide is a plus.
• Excellent analytical skills and the ability to make data-driven decisions.
• Proficiency in Dutch (written and spoken); English proficiency is a plus.

Education:

• Bachelor’s degree in a relevant field (e.g., medicine, nursing, insurance, or business).
• Certification or training in medical underwriting is highly desirable.

Personal Attributes:

• Exceptional attention to detail and organizational skills.
• Strong interpersonal skills to collaborate with colleagues and communicate with clients.
• A proactive mindset with a passion for continuous improvement and innovation.

What we offer:

• Competitive compensation - we want to attract and retain the best so we are offering a compensation package that aligns with that.
• Pension plan - participation to Insify’s Pension Plan, with 6% employer contribution.
• Travel reimbursement - we help travelers with their commute.
• Hybrid - Possibility to work from home two times a week.
• 25 holidays days per year - (+ extra day on Christmas eve if it’s a weekday!)
• Subscription to Alleo - 50 EUR (net) monthly (cumulable) budget to spend on what you like - anything from gym memberships to UberEats!
• Company events - Monthly team drinks, quarterly offsites, lunch and learns, parties, merch and FUN!
• Company Macbook - get the best laptop to get your job done in no time!
• Quickly develop your career - there’s no better place to develop. We are growing and you can grow with us! Inhouse leadership programs and coaching
• High degree of autonomy - it’s time to ACTUALLY make an impact!